Appealing a Disability Claim Appealing a disability claim should not be just a matter of sending in a letter that says, “I appeal”. The disability insurance company may render a final denial based on the reasons set forth in the original denial letter. While you can find a list of reasons we have compiled as to why your claim may have been denied, it often comes down to the insurance company not believing you are disabled. This is often based on the opinions of physicians the insurance company relies on who have reviewed your file. While the appeal process requires that
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4th of July 2018
Happy 4th of July 2018! 4th of July 2018 falls on a Wednesday this year. While you kick back with friends, family, loved ones, or even by yourself, please be careful so there is not a need to open a new disability claim! The good news is that we’ll be open and ready to help the next day if you need us. Wishing everyone a Happy Independence Day from Cremeens Law Group PLLC. Remembering the birth of our nation and freedoms that we fought for and enjoy today.
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Labor Day 2017
Labor Day 2017 will be on September 4, 2017. While the United States sits back, relaxes, and remembers the American labor movement and all working people, our office will also be remembering our clients. All of our clients used to work at one point, and all of them would still be working if they could. So cheers to all those who can still work, and to all of our clients who would still be working if they could. Enjoy the long weekend and Happy Labor Day to all! Contact Us should you need an attorney to work hard your disability
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Solar Eclipse 2017
Solar Eclipse – From Wikipedia: On Monday, August 21, 2017, a total solar eclipse will be visible in totality within a band across the entire contiguous United States; it will only be visible in other countries as a partial eclipse. The last time a total solar eclipse was visible across the entire contiguous United States was during the June 8, 1918 eclipse. A solar eclipse occurs when the Moon passes between Earth and the Sun, thereby totally or partly obscuring the image of the sun for a viewer on Earth. A total solar eclipse occurs when the moon’s apparent diameter is larger than the sun’s, blocking all direct sunlight, turning day into darkness.
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Love and Disability
Love and Disability – It’s Not Easy Love and relationships are challenging enough as it is. Becoming disabled can create untold pressure on people. Losing one’s ability to work can impact identity. Many disabling medical conditions involve chronic daily pain, while some impact mobility. Many medications have side effects. Some disabling medical conditions and medications can impact cognition and memory. Reduced income can strain household budgets or go beyond straining budgets. All of these things can pressure relationships and impact state of mind. A denial of disability benefits can cause very strained times, not only for the disabled person, but
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Working With Disability
Is Working Allowed While My Appeal Is Considered? Working while applying for or receiving disability is a topic we are sometimes asked about. This question is best answered in layers. First and foremost, we get it. We know that it is difficult to go months with zero income. We understand that sometimes you have to do what you have to do to make ends meet and keep a roof over your head. On the other hand, often the effect on your case is not worth what you can make by pushing yourself to the limit. Most of our clients need
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WHAT HAPPENS TO THAT PAST-DUE SOCIAL SECURITY DISABILITY CHECK?
In Montanile v. Board of Trustees of National Elevator Industry Health Benefit Plan, __ U.S. __, 136 S.Ct. 651 (2016), the United States Supreme Court recently held that ERISA does not permit an ERISA plan administrator to recover reimbursement in equity from a plan participant’s general assets and that strict equitable tracing requirements apply to equitable actions seeking reimbursement. This strongly suggests that disability insurers seeking recovery of social security disability overpayments cannot enforce such actions against a participant’s general assets and would encounter considerable difficulty enforcing equitable relief against the dissipated proceeds of a social security disability award. Legal
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Assume Big Brother is Watching
Things to know about insurance company surveillance From time to time, insurance companies may use the services of a private investigator to conduct surveillance on a claimant. While this isn’t something to live in fear of, it is something to recognize. Surveillance may result in subjective video that could cause your benefits to be denied or terminated. While you might reasonably assume that normal activities of daily living shouldn’t result in a denial, they can. For example, a very large box delivered at your front door that contains two ultra-light plush pillows just shows you carrying a very large box.
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