Hurricane Dorian is approaching Florida. You can see the response with a quick trip to the local stores in the area — empty shelves where bottled water used to be, crowded lines, and people stocking up on food and batteries. This can be attributed to fear or the need to prepare for a worst-case scenario. Some simple things like a battery-powered radio, first-aid kit, and washing clothes and dishes before the storm hits are invariably overlooked. The same can be said for receiving a denial letter from a disability insurance company. Just as you don’t want to see your home
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