Transition from Short-Term to Long-Term Disability

Transitioning from short-term disability to long-term disability The transition from short-term to long-term disability may flow seamlessly, but that is not always the case.  Some disability insurance policies and companies require that you complete your short-term disability term before consideration of a long-term disability claim. Some companies and/or policies will transition automatically to long-term, while others require a separate application. Short Term disability is the initial stage when a claimant becomes unable to work.  Regardless of whether you will be seeking long-term disability or only plan on being out of work temporarily, everyone who has both an STD and LTD
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