ERISA Long Term Disability Claims

For most individuals who receive their insurance as an employee benefit, a federal statute known as ERISA, the Employee Retirement Income Security Act of 1974, controls the administration of their benefits. This federal law can be complex and sets out certain procedures and timelines that must be followed in order to successfully appeal a claim denial.


Finding out that your ERISA claim has been denied can be incredibly stressful and navigating the complex appeals process may seem daunting. At Coffman Law, we want to help you get the benefits you need. We have been serving Florida residents since 2003, working only in the area of disability insurance appeals and litigation.

The best way to successfully appeal an ERISA claim denial is to work with a law firm that is familiar with how ERISA administration works, and that has experience with the appeals process. At Coffman Law, we want to help you build a strong case to reverse the decision that left you without insurance coverage. Given the strict deadlines for ERISA appeals, we encourage individuals to call us soon after receiving their denial, so we have the necessary time to help clients pull together the documentation they need to succeed in the appeals process. Being unsuccessful in your initial appeal does not mean that you will never get disability insurance coverage.   Appealing an insurance claim that has been denied can seem overwhelming. Working with a law firm that understands the processes, deadlines, and criteria can significantly raise your chances for success. Our firm has successfully appealed cases to the federal courts. We understand what it takes to be successful in these appeals. We can represent you through the initial long-term disability application, appeal and/or any necessary litigation so that you have consistent, thorough representation by a firm committed to doing whatever we can to get you the benefits you need.

Whether you have an ERISA long-term disability claim or state law claim that has been denied, we are experienced in handling disability appeals and insurance litigation cases that fall under both federal ERISA law and state insurance laws. Our firm has successfully concluded thousands of disability insurance cases. That experience means we bring a wealth of knowledge about the system to each client’s case.


William Coffman, our founding partner and a preeminent ERISA law attorney, brings a unique academic background in creative writing to our firm, creating a standard of persuasive appellate briefs that are well-researched, well-argued and well-written.   Coffman Law has filed more ERISA disability insurance cases than any other law firm in the state of Florida.