Navigating through the process of private disability insurance can be disconcerting. The constant barrage of requests from the insurance company and steps you must complete can seem daunting.  It may seem like the insurance company is always making you jump through hoops.

This is part of a process which makes many abandon their disability benefits claims. If you are in your initial application phase, do the best you can to keep up with the demands for information from your claim administrator. Most disability insurance policies contain cooperation clauses which require claimants to assist the administrator in gathering information. If you are denied your benefits, be sure to obtain a denial letter from the insurance company, and call an experienced disability insurance attorney for help with the appeal process.