Attending Physician Statements

Advice for Attending Physician Statements (APS Forms)

ERISA Disability Insurance Applications generally come in three parts: Employee Statements, Employer Statements, and Attending Physician Statements. The Employee (you) completes the Employee Statement. Your employer completes the Employer Statement. Your treating physician completes the Attending Physician Statement. But there is a simple, non-obvious way to improve your disability insurance claim.

Before having your doctor complete the Attending Physician Statement, make copies of the blank attending physician statement, and have as many of your doctors willing to complete the Attending Physician Statement complete one for you. As a general rule, more doctors certifying your inability to work will create a stronger claim.

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