The majority of our clients begin the process amidst a financial struggle. By the time someone comes to Coffman Law, it usually means they have been out of work, applied for disability benefits, and been denied. This means that some time has gone by since they received a pay check or benefits of any kind. Our firm does our best to get our clients money in their pockets, but we have compiled a small list of ideas to help someone while they are waiting and money is tight:
- Cut down on premiums and duplicates : Do you have cable? Cutting out premium channels may save you some money. Lowering the speed on your internet could help lower the bill as well. Do you have a home phone AND a cell phone? Getting rid of one may alleviate some phone bills.
- Do you have any items in your house that you can sell? Ebay is a popular website that allows someone to sell their stuff, but there are also local apps that wouldn’t require you to mail an item out – check out Craigslist, OfferUp, and LetGo as a few examples.
- Search online to see if the county you live in has any government assistance. There are often programs (that vary by county) that help low-income or disabled residents with financial, medical, or food assistance.
- Churches often have outreach programs that can help with food. Call or attend a local church in your area.
- Reach out to friends and family. This goes without saying, but if you have any friends or family that are sympathetic to your situation, it wouldn’t hurt to ask for help.
- Let your creditors know the situation you are in.
- Let your doctors know the situation you are in. Some doctors will work out a payment plan or only make you come in for an office visit when absolutely necessary. It also lets them understand the urgency when they receive requests from your attorney.
- Last, but not least, make sure you do your research and hire an attorney that will work hard to get you the money you deserve.
Pharmaceutical companies often offer discounts and coupons for expensive medications. Look online or ask your pharmacists.