Monthly Archives August 2017

Solar Eclipse 2017

Solar Eclipse – From Wikipedia: On Monday, August 21, 2017, a total solar eclipse will be visible in totality within a band across the entire contiguous United States; it will only be visible in other countries as a partial eclipse.  The last time a total solar eclipse was visible across the entire contiguous United States was during the June 8, 1918 eclipse. A solar eclipse occurs when the Moon passes between Earth and the Sun, thereby totally or partly obscuring the image of the sun for a viewer on Earth. A total solar eclipse occurs when the moon’s apparent diameter is larger than the sun’s, blocking all direct sunlight, turning day into darkness.
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Pre-Existing Conditions

Understanding the Pre-Existing Conditions Clause  If a person makes a claim within a certain period after obtaining disability coverage (usually within the first year, but every policy is different and has its own language which governs pre-existing conditions) then the insurer will look to see if the person was treated for the same medical condition during a period called the “look-back period” immediately before obtaining the new coverage. A medical condition for which the person was treated may be excluded from coverage as a “pre-existing condition.” Generally, if the insured goes for a certain time without being treated for the
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Love and Disability

Love and Disability – It’s Not Easy Love and relationships are challenging enough as it is.  Becoming disabled can create untold pressure on people.  Losing one’s ability to work can impact identity.   Many disabling medical conditions involve chronic daily pain, while some impact mobility.  Many medications have side effects.   Some disabling medical conditions and medications can impact cognition and memory.   Reduced income can strain household budgets or go beyond straining budgets.   All of these things can pressure relationships and impact state of mind.  A denial of disability benefits can cause very strained times, not only for the disabled person, but
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